Features & benefits
Wirecard supports all sales channels with payment acceptance for credit cards and alternative payment solutions (multi-brand), technical transaction processing and payout in multiple currencies (settlement).
It also offers the corresponding POS terminal infrastructure and numerous other services. In addition to principal membership with Visa and MasterCard, there are acquiring/licensing contracts with American Express, China UnionPay, Diners Club, Discover and JCB. Bank services such as currency management complement the outsourcing of financial processes.
In order to guarantee the acceptance of credit and debit cards, retailers must conclude acceptance contracts with a financial service provider.
The Wirecard Bank is an international multi-channel acquirer operating in the areas of e-Commerce, m-Commerce, mail/phone order and POS. It offers acceptance contracts for leading credit card organisations, American Express, China UnionPay, Diners Club, Discover, JCB, MasterCard and Visa. In addition, 120 transaction currencies are available to retailers.
Effective risk management
Card fraud crime is on the rise worldwide. Anyone offering the option of credit card payment should therefore have the best possible safeguards in place.
The technical platform operates using the latest security technology and meets all the requirements stipulated for a card organisation, including PCI certification. In addition to standards such as address verification services (AVS), check digit procedure (CVC 2/CVV 2) and SSL encryption, Wirecard also offers comprehensive risk management with tools tailored to specific industries and business models.
The Wirecard system can be quickly and easily incorporated in any online shop via open XML interfaces (online and offline), standardised plugins and a PCI-compliant payment page.
It also supports the processing of industry-specific supplementary data from the hotel, airline and car rental industries.
Industry-specific end-to-end solutions
Through partnerships with specialist service providers, payment processing can be seamlessly integrated with ERP/merchandise management/logistics/debtor management and accounting systems. As a result, transaction data for subsequent business processes is directly available and companies can benefit from continuous information flows and secure, fully automated processes.
Wirecard Enterprise Portal (WEP)
A web-based user interface allows convenient management and evaluation of transactions by retailers. Clear transaction-specific order numbers ensure maximum transparency and traceability.